Talk to an Attorney Right Now

Getting out of debt is simpler than you think. Here’s the process:

1. Call for a Free Phone Assessment

You talk directly to me — not a receptionist, not an associate.

I answer my own phone.

2. We Review Your Situation

I’ll look at your income, debts, assets, and goals to see if bankruptcy is the right fit.

3. We Decide Chapter 7 or Chapter 13

I do both.

I’ll explain the difference in plain English and help you choose the best option.

4. I Stop Your Creditors Immediately

Once we file, garnishments, lawsuits, foreclosure, and collection calls stop the same day.

5. You Get Your Financial Life Back

You walk away with peace, protection, and a fresh start.

Call now: 248‑882‑0838

You’re one phone call away from relief.

You’re not hiring a giant law firm where you never meet your lawyer.

You’re hiring me — a local Michigan bankruptcy attorney with 18+ years of experience helping thousands of people get out of debt.

Here’s what makes my office different:

✔ I’m Tough on Creditors

I don’t let bill collectors push my clients around.

If they violate federal law after you file, I go after them.

✔ You Work Directly With Me

No associates. No paralegals running your case.

I’m a one‑person law firm, and I give you personal attention from start to finish.

✔ I Answer My Own Phone

When you call, you get me — not a receptionist or a call center.

✔ 25+ Years of Bankruptcy Experience

I’ve helped thousands of Michigan families get a fresh start.

✔ Local, Trusted, and Affordable

I keep my costs low and pass the savings on to you.

You get premium service without the big‑firm price tag.

✔ Fast Filing Available

When you’re being garnished or sued, speed matters.

I get cases moving quickly.

Call now: 248‑882‑0838

Let’s take back control of your financial life.

Most people keep everything they own in a Chapter 7.

Michigan exemptions are generous, and I use every inch of the law to protect your property.

Here’s what you can usually keep:

✔ Your House

If you have less than roughly $31575 in equity (double if married), you can keep your home.

✔ Your Car

Most people keep their vehicle.

You can reaffirm the loan or surrender it if you want out of the payment.

✔ Your Personal Property

Furniture, clothing, appliances, electronics — all protected.

✔ Your Retirement Accounts

401(k)s, IRAs, pensions — fully protected.

✔ Social Security, Disability, Unemployment

These benefits are exempt.

✔ Most Lawsuit Settlements

Personal injury and wrongful death awards are protected up to generous limits.

✔ Tools of Your Trade

If you need it to work, you can usually keep it.

The Bottom Line:

You don’t lose everything in bankruptcy — you keep almost everything.

And I’ll walk you through exactly what’s protected in your situation.

Call now: 248‑882‑0838

Let’s protect what matters most.