248-882-0838
Call Now- Stop the Stress & Take back control of your money. Help is here
This is why I am a Bankruptcy Lawyer (And why I fight)
If you’re going to hire a bankruptcy attorney, you should know exactly who you’re hiring.
I’m Doug Dern — and I became a bankruptcy lawyer because I can’t stand how creditors treat good people.
You’re not irresponsible.
You’re not a failure.
You’re a victim of predatory lenders, rising costs, and an unfair system.
I’ve helped thousands of Michigan families get out of debt, stop garnishments, and rebuild their lives.
And I’m tough on creditors because I know exactly how they operate. 248-882-0838
The Law Office of Doug Dern
Stop Garnishment, Stop Lawsuits, Stop the Pain — TODAY
The moment we file your case:
• Collection calls stop
• Lawsuits stop
If creditors keep calling, we can sanction them for violating federal law.
You get protection the same day we file.
Areas I Serve
I help clients across:
Livingston County: Howell, Brighton, Hartland, Pinckney, Fowlerville
Oakland County: Waterford, White Lake, Milford, Novi, South Lyon, Walled Lake, Commerce Township
Genesee County: Flint, Grand Blanc, Fenton
Washtenaw County: Ann Arbor, Ypsilanti, Saline
Depending on where you live, your case is handled in either the Flint Division or the Detroit Division.
I know the trustees. I know the courts. I know how to get your case through smoothly.
How Bankruptcy Works with me
Getting out of debt is simpler than you think.
1. Call for a Free Phone Assessment
You talk directly to me — not a receptionist, not an associate.
2. We Review Your Situation
Income, debts, assets, goals — I break it down in plain English.
3. We Decide Chapter 7 or Chapter 13
I do both. I’ll explain the difference and help you choose the best option.
4. I Stop Your Creditors Immediately
Once we file, the harassment ends.
5. You Get Your Financial Life Back
You walk away with peace, protection, and a fresh start.
What You Can Keep in a Chapter 7 Bankruptcy
Most people keep everything they own:
• Your house (up to Michigan’s generous equity limits)
• Your car
• Your furniture and personal property
• Your retirement accounts
• Social Security, disability, unemployment
• Most lawsuit settlements
• Tools of your trade
Bankruptcy does NOT mean losing everything.
It means getting your life back.
Chapter 7 vs. Chapter 13 — I Do Both
A quick explanation:
Wipes out debt fast.
Stops garnishments.
Eliminates credit cards, medical bills, collections, repossession balances, and more.
A payment plan that protects your assets when you don’t qualify for Chapter 7.
Stops foreclosure, stops repossession, and can even reduce what you owe on certain debts.
I’ll tell you exactly which one protects you best.
Why People Hire Me (And Why Creditors Hate Me)
• ✔ I’m tough on creditors
• ✔ You work directly with me
• ✔ I answer my own phone
• ✔ 25+ years of bankruptcy experience
• ✔ Local, trusted, and affordable
• ✔ Fast filing available
• ✔ One‑person law firm — personal attention
I treat my clients like friends.
You will NOT show up to court and wonder who your lawyer is.
The big firms hire associates who come and go — I don’t.
F.A.Q.
How fast can you stop a garnishment?
Same day in most cases.
Will I lose my house or car?
Almost never. Michigan exemptions are generous.
Do you handle emergency filings?
Yes — I file fast when you’re being garnished or sued.
Do you do Chapter 13?
Yes — I handle both Chapter 7 and Chapter 13.
Video
Watch my Story. This is why I do it and how I make bill collectors leave you alone.
Contact Us
Better yet, see us in person!
Conveniently located for Livingston, Genesee, Oakland, and Washtenaw Counties in Michigan. Call for an appointment. Bankruptcy Phone Consultation available.
Chapter 7 Lawyer in Michigan
11636 Highland Rd. Suite 107, Hartland MI 48353
(248) 882-0838 dddern@aol.com Call, Text, or Email
Hours
Today | By Appointment |
You can call 24 hours a day. Leave a message or text and I will call back quickly
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Effective Date; 07/03/25
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Contact Us
If you have any questions, please contact:
Law Office of Doug Dern
11636 Highland Rd. #107, Hartland, MI 48353
Phone: (248) 882-0838
We are a debt relief agency we help people file bankruptcy under the code.